When you are trying to be better with your money then you can often think it is working against you rather than with you. Trying to figure out your finances can feel a little like a minefield that could blow at any moment. However, it doesn’t have to become an added stress to your life. Check out the article below to find some helpful tips and inspiration.
Cancel Those Subscriptions
One of the first things you might want to do is go through your subscriptions to see if there are any that you can cancel. You might be surprised to find out how many subscriptions you have, both ones you use and ones that you might have forgotten about. We don’t just mean TV subscriptions either, there could be websites, and even food subscriptions that get delivered to your home. If you find any that you no longer want, then cancel them, it really is that simple.
Claim It Back
There might be a time when you can claim some money back, perhaps if you have been mis-sold car finance. There is currently a massive case going through trying to claim back money that people are owed from car finance schemes. So if you had finance at any point in the past, it is certainly worth checking if your dates match up. If so, fill in a car finance claims form and you could be around £830 richer very soon.
Utilities
How much are you spending on your utilities each month? You might think there is nothing you can do about this. However, there is always something that can be done. If you are on a variable tariff for your gas and electric then check out how much a fixed tariff is, these can often be slightly cheaper. Also, if you are out of contract with your phone then you don’t need to pay silly money each month for it. You could get a sim only deal for as little as £8 from some suppliers.
Food
You might be used to shopping at one particular shop, however, you could be missing out on some other bargains. Every supermarket will have different offers each week, it can feel a little tiresome. However, if you are wanting to save money and you have other supermarkets local to you then it is certainly worth checking it out. While you don’t want to be traveling to two or three different supermarkets in one day, you could try out a different one each week to find the cheapest.
Budget Your Money
Try and budget your monthly money, you will be far better off if you know where your money is coming from and where it is going. There are apps out there that you can use or you could download a budgeting form from an online website. If you just aren’t sure what to do with your money then maybe an accountant could help you out.
We do hope you found this article helpful and that it gave you some ideas on how to manage your money. Once you find a system that works for you, run with it. Here’s to making bigger and better decisions with your money.
*This is a collaborative post
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